What type of compensation is provided to employees who suffer injuries at work?

Workers' compensation is a form of insurance specifically designed to provide financial support and medical benefits to employees who sustain injuries or illnesses as a direct result of their work-related activities. This compensation is legally mandated in many jurisdictions, ensuring that employees receive necessary care without having to blame or sue their employer.

The benefits under workers' compensation typically cover medical expenses, rehabilitation costs, and a portion of lost wages while the employee is unable to work due to their injury. This system not only protects employees but also helps employers manage the risks and costs associated with workplace injuries.

The other types of compensation listed serve different purposes. Disability insurance provides income replacement for non-work-related injuries or health conditions, health insurance covers medical costs but not lost wages specific to work injuries, and life insurance pays a benefit to beneficiaries in the event of an employee's death, which is unrelated to compensation for work-related injuries.